In the last 3 months, have you had a problem paying for one or more of these priority costs and debts?
Priority debts are debts such as mortgage arrears, rent arrears, fines and maintenance payments. With these debts creditors have extra powers to: repossess property, evict you, disconnect utilities or you could face further court action.
In the last 3 months, have you had a problem paying for one or more of these SECONDARY debts?
Secondary debts are debts where the creditor does not have extra powers, for example they can't take your home. The consequences of not paying these debts are less serious but don't ignore these debts - you can still be taken to court if you don't keep up the agreed payments.
Based on your answers, we recommend you contact MABS so we can give you specialist advice.
You can find your nearest MABS office here.
Our My Budget tool will help you to work out how you are spending your money so you can compare this with your income. We don't see or keep any of the information you enter into the My Budget tool.
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Earnings | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Income Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Social Welfare | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Income Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Pension(s) | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Income Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Other Income | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Income Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Housing Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Housekeeping Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Fuel/Utility Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Telephone/Other Utilities Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Other Important Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Transport Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Transport Costs (Cars) | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Education Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Other Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Medical Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total of Social Inclusion Costs | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Running Expenditure Total | € 0.00 | € 0.00 | € 0.00 | € 0.00 |
| Weekly | Monthly | Quarterly | Yearly | |
|---|---|---|---|---|
| Total Household Income | ||||
| Total Household Expenditure | ||||
| Net (Income less Expenditure) |
Take a look at our other money management pages for tips on how to budget.
It can be hard to know where to start if you’re struggling to meet your mortgage repayments. MABS can give you practical information and advice to help you take control of the situation. Take the first steps to get back on track if you have problems paying your mortgage. If you fall into arrears, the worst thing you can do is nothing. Taking action could be critical to keeping your home
If you are already in serious mortgage arrears, you can get support from MABS under Abhaile. Depending on your situation, you can get financial, legal, or insolvency advice. A dedicated adviser will work with you and your lender to find the best solution for your situation. Find out more about Abhaile and check if you qualify.
We have 60 MABS offices nationwide
Discover your future working at MABS
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