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Step 3

Dealing With Debt

• 3.1 Check back to your list of Priority Debts
• 3.2 Check back to your list of Secondary Debts
• 3.3 Decide on what to offer each creditor
• 3.4 How to make that offer
• 3.5 Letter making offer
• 3.6 If your offer is accepted
• 3.7 If your offer is not accepted
• 3.8 Negotiating Tips
• 3.9 Summary.

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