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Step 4.1

Tips for making Payments

Once you have drawn up a budget and decided how much to pay to cover living costs, arrears and credit commitments, the key to staying in control is to find the cheapest and most convenient way to pay as many debts as possible when you receive your weekly/monthly income.

1. Choose a method that is less time consuming. Do if possible, set up an account where you can deposit an amount weekly/monthly to pay all your utility bills and other credit agreements.
2. If you are paid weekly do budget weekly. Put aside the weekly portion of the amount you will need to pay the monthly, by-monthly or yearly bills.
3. Choose a method of paying your bills that is the most convenient. Choose a service that is near where you live or work.
4. Shop around for the cheapest method. Some services charge a fee.

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