Abhaile helps people who are behind on their mortgage payments (in arrears) to find a solution and stay in their homes where possible.
Our dedicated advisers and experts provide financial, insolvency and legal services to people who are at risk of losing their homes. If you qualify for Abhaile services, you will get a voucher to contact an expert from our panels. Abhaile is provided free of charge and funded by the Government.
Find out whether you qualify for free help from Abhaile.
If you need financial advice, you can get a free in-person or online meeting with a financial adviser. The adviser will explain your options and help you work through your mortgage arrears situation. Where possible, the adviser will help you find a way to keep you in your home.
Depending on your situation, the adviser could be:
- A MABS dedicated mortgage arrears adviser (DMA adviser)
- An accountant
- A personal insolvency practitioner (PIP) – a PIP helps people who can’t pay their bills who may need to declare themselves insolvent or bankrupt
Find out more about the financial advice and help you can get on our financial support page.
Legal supports and advice
If you need legal advice related to your mortgage arrears, you can get a free in-person or online meeting with a solicitor. They will explain your legal situation and advise you about your options to solve your problem.
If you are called to court for repossession proceedings on your home, a duty solicitor or a court mentor will be there to help you.
The duty solicitor may be able to speak for you in court and explain the court proceedings to you.
The court mentor can answer any questions you have about what is happening and give you more information about Abhaile’s supports. Remember though that they can’t speak for you in court.
Find out more about the legal advice and help you can get on our legal supports page.
You need to make an appointment to have an in-person, online or phone consultation with us. Unfortunately, we can only offer these meetings on a limited basis, in line with the COVID-19 public health measures. Contact the MABS Helpline on 0818 07 2000 to find out more about this service.