If you are in mortgage arrears, there are financial and legal supports in place to help you keep your home. One of these supports is financial advice from an accountant. This is a limited service, and an accountant will work with you to confirm if an alternative repayment arrangement (ARA) will suit your individual situation. There are two accountant panels that provide advice for this purpose.
The first is the Abhaile panel of accountants. This panel is for you if have been working with a money Adviser (MA) or Dedicated Mortgage Arrears (DMA) adviser in MABS, and they have applied for a voucher on your behalf. You can pick your accountant from this panel to consult with and confirm your options.
The second panel is the Mortgage Arrears Information and Advice Service and is maintained by the Citizens Information Board. This panel is for you if you are working through the Mortgage Arrears Resolution Process (MARP) with your lender. You can use this panel when your lender has proposed an arrangement and has asked you to obtain independent financial advice. The cost of using this panel is paid by your lender.
Abhaile – Free Mortgage Arrears Support: Panel of Accountants
Abhaile is the State-funded service for people whose home is in mortgage arrears.
If you have been given a voucher by your MA or DMA adviser, please choose an accountant from this panel.
Access the Abhaile Accountants Panel (pdf).
Read the Abhaile accountants panel terms and conditions (pdf).
Consultations with accountants on this panel are funded through a voucher scheme managed by MABS.
Mortgage Arrears Information and Advice Service: Panel of Accountants
A panel of accountants that provides assistance under the Mortgage Arrears Information and Advice Service. These accountants provide advice on mortgage arrears resolution proposals from lenders. Consultations with accountants on this panel are funded by lenders.
Access the Mortgage Arrears Information and Advice Service: Panel of Accountants (pdf).
Read more about the Mortgage Arrears Information and Advice Service: Panel of Accountants Operating Protocol (pdf).
If you are an accountant and would like to join the Abhaile or MAIAS panels, please contact your respective accountancy body for terms and conditions and membership details.